Is there ANYTHING genuine about 90 Day Fiancé’s Patrick Mendes, or is this man just a walking disaster wrapped in bad decisions? Honey, buckle up because the tea we’re about to spill is absolutely PIPING hot, and it explains SO much about why his marriage to Thais went down faster than a sinking ship.

According to court documents that just surfaced, our boy Patrick was absolutely DROWNING in debt—we’re talking a staggering $141,000 in civil suits filed against him by credit card companies and a bank last year. And get THIS—he filed for divorce from Thais on May 20, which means he was literally being sued left and right while trying to untangle himself from matrimony. Talk about the definition of a hot mess express! Three separate lawsuits? Patrick, honey, that’s not financial trouble, that’s a full-blown financial CATASTROPHE.

The timing is absolutely EVERYTHING here, darling. While Patrick was pretending to play house with Thais and posting couple content for the ‘gram, creditors were circling like sharks in the water. We have to wonder: did Thais know her husband was basically broke? Or did she discover his mountain of debt right before filing for divorce? Either way, this woman dodged a major bullet, and honestly? Good for her.

Fans are absolutely LOSING IT on social media right now. Comments are flooding in like “This explains EVERYTHING” and “I always knew something was off.” One user even pointed out that Patrick’s financial irresponsibility probably contributed to major marital stress—shocking absolutely no one who’s watched this trainwreck unfold on reality television.

What’s even MORE delicious is that Patrick has been relatively quiet about these legal troubles. No explanations, no excuses, just radio silence while his creditors came knocking. The man filed for divorce to escape his wife, but apparently couldn’t escape Visa, MasterCard, and his bank account simultaneously imploding. The irony is absolutely CHEF’S KISS.

This is what happens when reality TV stars think they can live beyond their means without consequences, sweetie. Patrick Mendes just learned that lesson the hard way—in open court, with paperwork to prove it.

What do you think? A) Patrick needs serious financial counseling ASAP B) This explains why their marriage was doomed from the start

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